Poor Girl Gets Into Billionaire’s Car By Mistake, Then He Falls in Love, Finds Out He Wants Her.
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Mistaken Ride, Fated Love
Chapter 1: The Wrong Car
The sun was hot and bright over the bustling mainland streets of Lagos, where cars honked wildly and people rushed everywhere like ants looking for food. Derek Lawson’s black SUV stopped by the corner, its tinted windows reflecting the chaos outside. He stepped out for only a moment, leaving his car unlocked—just long enough to buy a bottle of water from a street vendor.
He didn’t know that his life was about to change.
As he turned back, a commotion erupted down the street. A young woman, her scarf slipping from her head, ran desperately toward his car. Her breath came in ragged gasps, her face streaked with tears and fear.
“Help me! Please help me! Open the door!” she cried, her voice breaking like glass.
Before Derek could react, she yanked the passenger door open and jumped inside. She slammed the door behind her and ducked her head, trembling.
The next second, three angry men ran into the street, shouting, “Catch her! Don’t let her escape! She must go back to Samuel today!”
Derek’s eyes widened. “Who are those people?” he asked quietly, glancing at the girl.
She looked up at him with eyes full of terror. “Please, sir, drive. They want to hurt me.”
Derek didn’t understand everything, but he saw the truth in her shaking hands and broken voice. He jumped into the driver’s seat, locked the doors, and pressed the accelerator. The SUV jerked forward, leaving dust on the men’s faces as they banged on the windows.
The girl covered her mouth with her hands, tears slipping out. “Thank you. Thank you,” she whispered.
Derek stole his first real look at her. Her face was gentle, her eyes both calm and broken, her voice soft, like someone who had suffered too much. She kept shaking as if she’d lived in fear all her life.
Something moved inside Derek’s chest—an emotion he didn’t plan for, an emotion he didn’t expect. Love at first sight? He didn’t know, but he kept quiet. She needed safety, not romance.
Chapter 2: Anne’s Story
“My name is Anne,” she said weakly after a while. “I ran away from home today.”
“Why were they chasing you?” Derek asked gently.
Her lips trembled. “They want me to marry a man I don’t want.”
Derek frowned. “You mean an arranged marriage?”
Anne nodded. Tears rolled down her cheeks. “My parents want money. So they said I must marry Chief Samuel.”
“Chief?” Derek repeated. “How old is he?”
“Fifty-eight,” she whispered. “And he told me he beats his wives when they don’t listen.”
Derek gripped the steering wheel, anger burning inside him. “And your parents didn’t care?”
Anne shook her head. “They said I’m their only hope, their only ticket to riches.” She looked down at her fingers, squeezing them tightly. “I refused. I cried. I begged. But this morning they dressed me up for the engagement by force. They said, ‘Whether you like it or not, you will marry him.’”
Derek’s heart broke. “So you ran?”
Anne nodded. “I waited till everyone was distracted. Then I climbed the fence and escaped. They noticed and started chasing me. I didn’t even know whose car I entered. I just wanted to survive.” Her voice cracked. “I didn’t want to die in that marriage.”
Derek swallowed hard. This girl, this stranger, trusted his car more than her own home.
“I’m proud of you,” he said softly. “You did the right thing.”
Anne covered her face and cried harder. Nobody had ever told her that before.
Chapter 3: The Secret Billionaire
Derek drove safely through the city, keeping an eye on the rearview mirror. Anne didn’t know yet that he wasn’t an ordinary man. He was Derek Lawson, the 27-year-old tech billionaire quietly known across Lagos. He owned a software company worth millions, drove a luxury SUV, and lived in a mansion in Banana Island. But he never showed off his wealth. That was why Anne had no idea who she was sitting beside.
Meanwhile, Derek’s phone buzzed non-stop. Security alerts, messages, notifications—because somewhere far away, Samuel was already causing trouble. He was shouting at Anne’s parents, threatening to ruin them if they didn’t return his “bride.” The community was in chaos. Some were even calling the police.
But Anne knew none of this. She was too busy trying not to faint from fear.
Derek pulled up at a quiet, beautiful hotel in Victoria Island, the kind of place where she could breathe. Anne looked confused.
“Why are we here?” she asked.
“You need rest,” Derek said. “I won’t take you to my house yet. I want you to feel safe first.”
He walked her inside like a gentleman. At the reception, he told the manager, “Give her the best room. She must be treated well. Make sure she eats. Make sure she sleeps.”
Anne stared at him in surprise. “Nobody has ever cared for me like this,” she whispered.
Derek smiled a little. “You deserve care.” But his heart was beating fast. Every time he looked at her, he felt something stronger, something real. He wanted to protect her, help her, hold her, keep her safe forever—but he didn’t say any of that. Not yet.
After settling everything, he turned to leave. Anne grabbed his sleeve gently. “Please don’t go far.”
Derek paused, her voice melting him. “I’m not going anywhere,” he said softly. “I’ll stay close.”
Chapter 4: The Threat Returns
Back at Anne’s family house, Chief Samuel was raging. He smashed a chair. “You let my wife escape!” he shouted.
“She is not your wife yet,” Anne’s mother tried to say.
He roared, “She will be! I paid you. I own her!”
Neighbors gathered. People whispered. Samuel grabbed Anne’s father by the collar. “I don’t care where she ran to. I will find her. And when I find her, she will never escape again.”
His eyes were dark and dangerous. He didn’t care about love, only possession. And when someone whispered, “We heard she entered a big black SUV,” Samuel’s head snapped up sharply.
“A black SUV?” He narrowed his eyes. “A rich man?” He clenched his fist. “Whoever this man is, he has declared war.”
Chapter 5: Hotel Terror
At the hotel, Anne showered, ate, rested, but her heart still beat fast. Then suddenly, there was a knock on her door. A hard knock. A loud knock. A scary knock.
Anne froze. “Derek,” she whispered. No answer. The knock came again. “Bang, bang, bang.”
Slowly, trembling, Anne walked toward the door. She placed her hand on the handle, took a small breath, and just as she pulled the door open, her eyes widened in pure horror.
Standing right there outside her hotel room was someone she never expected to see. Chief Samuel.
His big stomach pushed against his brown caftan. His eyes were red like someone who hadn’t slept. His voice was low and dangerous. “So,” he said slowly, “you thought you could run?”
Anne stepped back immediately. “Please go away,” she whispered.
Samuel smirked. “Go away? You are talking to your husband like that.”
“I’m not your wife,” Anne said, stronger now. “I never agreed.”
Samuel pushed the door wider and stepped inside. Anne gasped and backed up until she reached the wall.
“Whether you agreed or not,” he growled, “you are mine. I paid your parents.”
Anne shook her head. “My life is not something you can buy.”
He smiled, but it wasn’t a happy smile. “I beat sense into women who talk like that.”
Anne’s whole body trembled. She tried to move around him, but Samuel blocked her path. “You embarrassed me today. People are laughing at me because my bride ran away.”
Anne felt tears fall on her cheeks. Her hands shook so much she hid them behind her back. “Please, I don’t want this.”
“Too bad,” Samuel said. “You don’t have a choice.” He grabbed her wrist.
“Leave me!” she cried. “Please leave me!”
Samuel dragged her a little, but the loud noise caught someone’s attention. Two hotel security men rushed to the door.
“Sir, you cannot force her. This is a hotel. We will call police.”
Samuel turned to them with fire in his eyes. “You don’t know who I am. I am Chief Samuel Aande. I will buy this hotel and sack all of you.”
But the guards didn’t care. “Sir, remove your hand from the lady.”
Samuel hissed and released Anne’s wrist. She ran behind the guards and hid like a terrified child.
“If I see her outside this place,” Samuel said, pointing his thick finger, “I will deal with her and whoever is hiding her.” He stormed out, banging the door shut.
Anne collapsed on the floor, crying quietly. The two guards helped her stand. “Are you okay, madam?” one asked gently.
Anne nodded weakly. “Thank you. Thank you so much.”
“We will stay on this floor for the night,” the other guard said. “Nobody will enter without permission.”
Anne felt safer, but only a little. The fear inside her chest was still heavy.
Chapter 6: Derek’s Promise
When the guards left, Anne locked the door, sat on the bed, hugged herself, and cried silently. Her life had turned upside down in just one day. Why couldn’t her parents protect her? Why would they sell her like a goat? Why didn’t anyone care if she was happy?
Then her mind flashed to one person who cared: Derek.
Where was he now? Did he know Samuel found her?
She reached for the hotel phone and dialed the number the manager gave her. It rang once, twice, then—
“Anne?” Derek’s calm voice answered.
Her tears fell faster. “Derek,” she whispered. “He found me.”
“What? Who?” Derek asked sharply.
“Chief Samuel. He was at my door.”
There was a long silence. Then Derek said, with a deep voice Anne had not heard before, “I’m coming right now.”
Derek drove like the night was on fire. He was angry—not small anger, deep anger. He could accept many things, but seeing Anne scared, seeing someone try to hurt her, his heart refused to accept that.
He walked into the hotel with long, fast steps. When he reached the hallway, two guards stood in front of Anne’s door.
“Good evening, sir,” they greeted. “Is she safe?”
“Yes, sir. The man is gone.”
Derek nodded, then knocked gently. “Anne, it’s me.”
The door opened slowly. Anne stood there, her eyes swollen, her body trembling. The moment she saw Derek, she broke. She threw herself into his arms and cried into his chest.
Derek held her tightly, placing his hand gently on her back. “It’s okay,” he whispered. “I’m here. Nobody will touch you.”
Anne gripped his shirt like she didn’t want him to disappear.
After a long moment, she pulled back slightly. “Derek, why are you so kind to me?”
Derek looked at her face, her soft eyes, her fear, her innocence. Then he said, “Because when I look at you, I feel something I cannot ignore.”
Anne blinked, confused. “What do you mean?”
Derek took a slow breath. “I like you a lot. Maybe too much for someone I just met.”
Anne’s mouth opened slightly. “You like me?”
Derek nodded. “I don’t want you to be hurt. I want you safe. I want to help you truly.”
Anne didn’t know what to say. Nobody had ever cared for her like this. Nobody had ever fought for her safety. Something warm moved inside her chest.
Chapter 7: The Final Showdown
But before she could reply, a loud shout echoed from downstairs. “Where is she? Bring her out now.”
Anne’s face turned pale. “That voice,” she whispered.
Derek’s eyes widened. He knew the voice, too. Chief Samuel. He had returned, and this time, he didn’t come alone. Multiple footsteps stormed into the hotel. Samuel was screaming, “I will tear this place down if I must. Give me my wife!”
Anne grabbed Derek’s arm, terrified. “Derek, he will kill me.”
Derek held her hand tightly. “No,” he said firmly. “He will not touch you.”
The footsteps outside got louder. Samuel’s angry voice came closer.
One guard shouted, “Sir, you can’t go in.”
Samuel roared, “I don’t care!” Then a heavy kick landed on Anne’s door. Boom! The whole room shook.
Anne screamed and covered her ears. Derek stood in front of her, protecting her with his body.
Another kick. Boom! The door almost broke.
Samuel shouted, “Open this door now or I will break it down!”
Derek swallowed hard, preparing himself. He couldn’t hide Anne anymore. He couldn’t delay the fight. The moment the door opened, something big, something dangerous, something life-changing was waiting on the other side.
Boom! The door burst open. Pieces of wood scattered across the floor. Anne screamed and grabbed Derek’s shirt tightly. Derek pulled her behind him, standing like a shield.
Chief Samuel stepped inside with wild eyes. Two bulky men followed him, his bodyguards.
The moment Samuel saw Anne hiding behind Derek, he pointed angrily. “There she is!” he shouted. “You, young man, move away from my wife.”
Derek didn’t move an inch. “She is not your wife,” Derek said calmly. “You cannot force a woman to marry you.”
Samuel laughed loudly, a wicked laugh. “Force? Her parents already collected my money. She belongs to me!”
Anne cried softly. “I’m not a thing. Leave me alone.”
Samuel’s face tightened with anger. “You will follow me home today. I don’t care what you say.”
Derek stepped forward. “You will not take her anywhere.”
Samuel’s two bodyguards moved instantly, blocking Derek. One of them growled, “Sir, don’t interfere. This is family matter.”
Derek looked at them boldly. “This is not a family matter. This is kidnapping.”
The guards frowned.
Samuel snapped his fingers. “Carry her,” he ordered. “Before I lose my temper.”
One of the bodyguards stepped toward Anne. Anne screamed and ran backward, hitting the wall. Derek moved fast, faster than they expected. He grabbed a chair and swung it toward the first guard. The guard stumbled back in shock.
The second guard tried to rush him, but Derek blocked the attack. He wasn’t a fighter, but anger made him brave. “I said, leave her alone,” Derek shouted.
Samuel’s eyes widened. He didn’t expect this rich young stranger to fight back.
The guard grabbed Derek’s shirt, but Derek punched him in the face. The guard fell onto the broken door pieces.
Anne gasped. She had never seen kindness like this—someone fighting for her, protecting her, risking everything for her.
The first guard lunged again, but Derek kicked him in the stomach. The man bent over in pain.
Samuel stepped back in surprise. “You’re crazy!” he shouted. “Do you know who you are fighting?”
Derek wiped sweat from his forehead. “Yes. A bully. You.”
Samuel pointed. “Your money cannot save you.”
Derek smirked. “I have more than money.” Then he pointed at the hallway. “I have the law.”
.
At that exact moment, the hotel manager and four more security men rushed in. “Sir, step away from the lady,” the manager shouted at Samuel.
Samuel roared angrily. “All of you will regret this. Do you know who I am?”
Two guards grabbed his arms. Two others held the bodyguards, but Samuel twisted and shouted at Anne. “You foolish girl! You will come home today. I will teach you a lesson you will never forget.”
Anne hid behind Derek again, crying. “Derek, I’m scared.”
Derek held her hand tightly. “I won’t let him touch you. Not today. Not ever.”
Samuel lunged forward, but the guards pulled him back.
“This is not your father’s house, sir,” the hotel manager said. “You can’t break doors and scare guests.”
One security guard picked up his walkie-talkie. “Hello, police? Yes, we have a disturbance. Please come quickly.”
Samuel froze. “Police?” Then something inside him shifted. His anger became fear. “Wait, wait,” he said, raising his hands. “No need for police. Let’s settle this quietly.”
But the guards didn’t listen. “You broke a hotel door,” the manager said. “You threatened our guest. That is a crime.”
Samuel’s face turned red. “You don’t understand,” he growled. “She is my wife.”
“She is not,” Derek said firmly. “And she will never be.”
Samuel looked at Derek for a long moment, then at Anne, then back at Derek, his lips twisted with rage. “I know you,” Samuel said slowly. “You are the young billionaire that people talk about. Derek Lawson.”
Derek didn’t reply.
Samuel stepped closer, even with guards holding him. “Now I see why she ran,” he said angrily. “She wants your money.”
Anne’s eyes widened with pain. “That is not true,” she cried. “I didn’t even know who he was.”
But Samuel ignored her. “You think you can hide her forever?” he yelled at Derek. “You think your money makes you strong? I will come for her. I will come for you. I will burn everything you own.”
Derek stood still. He didn’t shake. He didn’t blink. He didn’t step back. He said only one thing. “Try it, and you will lose everything first.”
Samuel snarled as the guards pushed him out of the room. His voice echoed down the hallway. “You have not seen anything yet. I will destroy you both.”
Anne fell to the floor, shaking. Derek knelt beside her and held her hands. “It’s okay,” he whispered. “You’re safe now.”
Anne leaned into him, crying softly. “Why are you doing all this for me?” she asked.
Derek looked into her eyes. “Because, Anne, I am falling in love with you.”
Anne gasped. Her heart beat fast. “No,” she whispered. “You don’t even know me.”
Derek smiled softly. “I want to know you. I want to protect you. I want to help you be free.”
Anne’s eyes filled with tears again—not sad tears this time, but tears of surprise and hope.
Chapter 8: The World Watches
Just as she opened her mouth to speak, Derek’s phone rang loudly. He frowned and answered it.
“Hello.”
A familiar deep voice spoke. “Mr. Lawson, this is your head of security.”
Derek’s heart dropped. “What happened?”
The voice replied, “Sir, there is a problem. A very big problem.”
Anne looked up, scared again. Derek grabbed her hand. “What problem?”
The guard said slowly, “Samuel did not just leave the hotel quietly. He went straight to your estate. He brought policemen with him. He told them you kidnapped his bride.”
Anne gasped. “No, no, no.”
Derek’s eyes hardened. The guard continued, “Sir, the police are trying to enter your mansion. They said they have an order.”
Anne covered her mouth in shock. “Derek, what do we do?”
Derek clenched his fist, anger rising from deep inside. “Samuel wasn’t done. He was just starting.” He took a deep breath. “Anne, we need to leave this hotel. Right now.”
Anne froze. “Where are we going?”
Derek’s expression became serious. “To the one place Samuel will never expect.”
Anne swallowed hard. “And where is that?”
Derek looked at her with a mix of fear and determination. “My house.”
Chapter 9: The Mansion and the Truth
They drove through the city, Anne staring at Lagos through the window—busy roads, tall buildings, lights everywhere. Then after some minutes, the car entered a quiet road with palm trees and bright street lamps.
“Where are we?” Anne asked softly.
Derek smiled. “This is my estate.”
Anne’s mouth opened slightly. “Your estate?”
They passed a security gate. The guards saluted Derek instantly. “Welcome, sir.”
Anne gasped. “Derek, you’re rich.”
He laughed gently. “I told you I wasn’t a small man.”
Anne stared at him like he was a new person. “Why didn’t you say anything?”
Derek looked at her. “Because I wanted you to trust my heart, not my money.”
Anne blinked. Her chest felt warm.
They reached his mansion. White walls, golden lights, big glass doors, gardens everywhere.
Anne covered her mouth. “Is this your house?”
Derek smiled. “Now it’s your safe place.” He opened the door for her and led her inside.
Anne stepped into a marble hallway so shiny she could see her reflection. She stood still. “It’s like a palace,” she whispered.
Derek touched her hand gently. “You deserve to be in a place like this.”
Anne looked away shyly. No man had ever spoken to her like that.
He led her to a big guest room. “You can stay here,” he said. “You are safe.”
Anne turned to him. “Derek, thank you. I don’t know how to repay you.”
He stepped closer. “You don’t have to repay me. Just be honest with me. Be yourself. That is enough.”
The air became quiet, heavy, warm. Anne looked at Derek’s lips. Derek looked at Anne’s eyes. Something soft and strong pulled them close. Derek lifted his hand and touched her cheek gently. Anne’s heart beat like a drum. She closed her eyes slowly. Derek leaned closer and closer and closer.
But just before their lips touched, bang, bang, bang. They both jumped. Someone was pounding on the mansion gate hard, angry.
Anne grabbed Derek’s arm. “Derek, who is that?”
Derek’s phone buzzed. A message popped up from his security guard. “Sir, we have a problem.”
Derek opened the message. His face changed instantly.
Anne’s heart dropped. “What is it?” she asked.
Derek swallowed. “Anne? Someone brought a group of men to my gate.”
Anne stepped back, trembling. “Who?”
Derek showed her the message. Her eyes widened. Her whole body turned cold.
The message said, “Chief Samuel is outside the estate. He didn’t come alone. He brought reporters and a marriage certificate.”
Anne covered her mouth and screamed.
Chapter 10: The World Decides
Outside the estate gate, lights flashed everywhere. Reporters, cameramen, microphones, curious neighbors, and in front of them all, Chief Samuel shouting like a madman.
“She is my wife!” he yelled. “This billionaire kidnapped her! Open this gate before I call the governor!” He waved the paper in his hand—the marriage certificate.
The policeman beside him looked confused. “Sir, this certificate does not have her signature.”
“She ran away before signing, but she agreed!” Samuel snapped.
“She did not agree,” the officer insisted.
Samuel’s face twisted with anger. “Do you want me to deal with you too?”
Before the officer could answer, Derek’s mansion door opened. Everyone turned. Derek and Anne stepped out slowly, hand in hand. Anne trembled as cameras flashed in her face. Derek squeezed her hand lightly. “I’m here,” he whispered.
They walked together until they reached the gate. The guards opened it just enough for them to step out. People gasped. “That’s the billionaire. That’s the girl. What happened?”
Samuel pushed forward, pointing at Anne. “You come here this minute!” he barked.
Anne flinched. Derek stepped in front of her. “Don’t talk to her like that.”
Samuel laughed with evil confidence. “She is my wife. Give her back to me.”
A reporter quickly turned to Anne. “Madam, is this true? Are you his wife? Did the billionaire kidnap you?”
Anne’s lips trembled, but then she took a deep breath—a breath of courage—and she stepped forward, not hiding behind Derek. Her voice shook, but her words were strong.
“I am not his wife.”
Gasps filled the air.
Anne continued louder. “I never agreed to marry him. My parents tried to force me. He threatened me. He chased me. He tried to grab me. He scared me. I ran because I wanted to live. I wanted to be free, not punished.”
Samuel’s face turned dark. “You liar!” he screamed. “You embarrassed me in front of everyone.”
Anne stepped back a little, but Derek caught her hand again.
Samuel pointed at Derek. “And you, rich boy, you think you can take what belongs to me?”
Derek faced him boldly. “Anne does not belong to you. She belongs to herself.”
The world became silent. Samuel’s bodyguards tensed. The policemen exchanged glances. The reporters held their microphones out.
Derek continued, “You paid her parents, but you didn’t pay her heart. You didn’t buy her soul, and you cannot buy her life.”
Anne looked at Derek with tears shining in her eyes. No one had ever spoken for her like this.
Samuel, shaking with rage, shouted, “I will still take her. I don’t care what anyone says.” He charged forward, but policemen blocked him firmly this time.
“Chief Samuel,” the senior officer said, “you have caused fire, damaged hotel property, and attempted assault. You are under arrest.”
Samuel struggled. “You can’t arrest me. I am a chief!”
“Not above the law,” the officer replied.
Two policemen cuffed his hands behind him. The reporters recorded everything.
Samuel screamed, “Anne, you will regret this!”
Anne turned her face away. She was done with fear. She was done with being controlled.
As the police dragged Samuel into their car, Anne felt something she hadn’t felt in years. Freedom.
Chapter 11: A New Beginning
After the chaos, as the crowd slowly disappeared, Anne leaned against Derek and let out a deep breath. “I can’t believe this day happened,” she whispered.
Derek touched her chin gently. “It’s over now.”
Anne shook her head. “No, you saved me. You protected me. You believed me. Thank you, Derek. Truly.”
Derek smiled softly. He wrapped his arms around her in a warm hug. “I would do it again every day.”
Anne closed her eyes in his arms. For the first time, she felt safe. Really safe.
Later that evening, Derek brought Anne inside the mansion. The place felt peaceful now. Anne sat on the couch, still processing everything. Derek sat beside her. Slowly, he lifted her hands into his.
“Anne,” he said quietly. “I know today was too much, but I meant what I said earlier.”
Anne looked up, shy and emotional. “What did you mean?”
Derek’s voice softened. “When I said I’m falling in love with you, I wasn’t joking.”
Anne’s breath caught.
“I know it’s fast,” he continued. “But my heart knows, and it has never been this sure about anything.”
Anne’s eyes filled again, but these were gentle tears. Safe tears. Happy tears.
“Derek,” she whispered. “I’ve never known love. Never felt safe. But with you, I feel like I’m finally allowed to smile.”
Derek gently wiped her cheek. “You can smile as much as you want now.” He leaned closer.
Anne’s heart fluttered. This time, she didn’t look away. Their lips touched softly—a slow, warm, peaceful kiss. The kind of kiss that says, “You’re safe. You’re valued. You’re home.”
When they pulled apart, Anne laughed quietly. Derek smiled too.
“What now?” she asked.
Derek held her hand tightly. “Now you stay here as long as you want. You rest, you heal, you rebuild your life.”
Anne nodded slowly. “And us?” she whispered.
Derek pressed her hand to his chest. “We take it slow. We take it gently. But Anne, I want you in my life. Not because you need protection, but because I want to love you.”
Anne’s smile grew. Her heart finally felt warm. “I want you in my life, too,” she said.
Derek kissed her forehead softly. “Then this is our beginning.”
The mansion lights glowed softly around them. Anne leaned her head on Derek’s shoulder. No fear, no running, no shouting, no chains—just peace, just hope, just love.
And for the first time in her life, Anne believed she deserved a good life. Because she wasn’t the girl running anymore. She was the girl finally being found—and finally being loved.
THE END
